Flexible plans
Choose Comprehensive Preferred, Comprehensive Essential, Third Party Fire and Theft or Third Party coverage.
Car Insurance
InsureDrive
Worry-free rides begin with flexible cover and 24-hour emergency on-site assistance.InsureDrive promotionEnjoy 10% off the premium for an eligible Comprehensive plan purchased by 31 December 2026. Terms apply.
At a glance
Worry-free journeys begin with InsureDrive
Choose the coverage that suits your needs and budget, customise selected benefits and receive complimentary 24-hour emergency roadside assistance.
Benefits
Coverage you can shape around your drive
Excess from S$500
Eligible comprehensive policyholders can select a preferred policy excess to suit their budget.
Car Loan Relief Cover
A lump-sum benefit may cover an outstanding UBGROUPSG car loan following death caused by a car accident.
NCD Protector
Complimentary No Claim Discount protection is available to eligible policyholders with 50% NCD.
Electric vehicles
Comprehensive coverage is available for selected electric-vehicle models, subject to acceptance and exclusions.
24-hour assistance
Emergency roadside and accident-response assistance is available through UOI's hotline.
Coverage
Compare core benefits
BenefitComprehensiveThird Party Fire & TheftThird Party
Accidental loss or damage to insured vehicleYesNoNo
Loss or damage from fire or theftYesYesNo
Third-party property damage, up to policy limitYesYesYes
Death or injury to third partyYesYesYes
Personal accident and medical expense benefitsYesNoNo
24-hour emergency accident responseYesYesNo
The table is a summary only. Limits, excesses, geographical scope, terms and exclusions apply.
Frequently asked questions
About InsureDrive
Can non-Singapore citizens purchase InsureDrive?
Yes, provided the car is legally registered in Singapore and the application meets underwriting requirements.
Are electric vehicles covered?
Selected electric-vehicle models may be covered. Claims arising from autonomous-driving systems are excluded.
Where does coverage apply?
Coverage generally extends to Singapore, Peninsular Malaysia, southern Thailand within the stated distance from Malaysia and sea transit between covered territories.
What should I do after an accident?
Exchange particulars, photograph the vehicles and scene, do not admit liability, seek emergency help if needed and report the accident within the required timeframe.
Important information
This summary is not a contract of insurance. Full terms, conditions and exclusions are contained in the policy contract. Consider whether the product is suitable for you. Eligible policies may be protected under the applicable policy protection scheme, subject to its limits.