All-in-one place
View, manage, track and grow your savings, investments and insurance through UBGROUPSG Pulse.
Invest on UBGROUPSG Pulse
Wealth on UBGROUPSG Pulse.
Designed around you.
Invest with confidence—choose from fund portfolios or curated unit trusts, and get started in just a few taps.
At a glance
Grow your wealth, all in one place
Timely opportunities
Receive relevant insights, market updates and fund-performance information for your financial goals.
Buy and sell seamlessly
Build your portfolio anytime and keep track of every transaction through timely order statuses.
Your wealth dashboard
Manage and grow your wealth with UBGROUPSG Pulse
My Portfolio
See a consolidated view of your total assets and holdings—from savings and investments to insurance.
Individual Risk Profile
Answer a few simple questions to understand your risk tolerance and shape a wealth plan that fits your goals.
Set up and track your goals
Create goals for a new home, education or retirement, then follow your progress anytime.
Relevant investment insights
Keep informed with market trends and fund information selected to support better decisions.
Invest on UBGROUPSG Pulse
Curated choices, clear fees and flexible ways to invest
Curated funds, chosen with intention
UBGROUPSG’s funds team filters a broad universe of funds and selects unit trusts that meet its standards.
No annual platform fee
There is no annual platform fee. A one-time 0.8% sales charge applies at purchase, with no sales charge for Play Safe portfolio and CPF-approved funds.
Invest at your own pace
Start with a lump sum from S$500, or build a regular investing habit from S$100 monthly.
Two simple ways to invest
Choose the approach that fits you
Start with a professionally curated portfolio
Choose among portfolios designed for different goals and risk levels, including Income and Growth choices supported by insights from the UBGROUPSG Private Bank Chief Investment Office.
Select individual unit trusts
Build a portfolio from a curated list of funds across asset classes, markets and investment strategies.
Funds spotlight
Explore ideas aligned with UBGROUPSG CIO views
United CIO Income Fund
A diversified portfolio actively managed using insights from UBGROUPSG Private Bank's Chief Investment Office, with the objective of delivering regular income.
Professionally curated unit trusts
Explore funds selected across asset classes, regions and investment styles to support different portfolio objectives.
Focus funds
Review selected opportunities intended to balance income, growth and diversification in changing market conditions.
More ways to grow and protect wealth
Manage more of your financial life in one app
Fixed Deposits
Place eligible Singapore-dollar or foreign-currency fixed deposits and review maturity details.
Singapore Savings Bonds
Apply for eligible issues and keep track of holdings through your connected UBGROUPSG banking experience.
SRS investments
Use eligible Supplementary Retirement Scheme funds for supported investments.
Gold and silver
Review and transact eligible precious-metal holdings through supported UBGROUPSG accounts.
Foreign exchange
Convert and manage supported currencies when opportunities or overseas needs arise.
Protection solutions
Review eligible insurance policies and selected protection solutions alongside your broader wealth view.
Build a regular investing habit
Set up a Regular Investment Scheme from S$100 per month and let your portfolio grow over time.
Regular Investment Scheme
Build your portfolio consistently
Invest a fixed amount every month to develop a disciplined habit and smooth the impact of market movements over time. Regular investing is available from S$100 a month for selected funds.
Start small
Begin with a manageable monthly amount and adjust it as your circumstances change.
Stay disciplined
Automated monthly investing helps you remain focused through changing market conditions.
Track in TMRW
Review holdings, transactions and order status from the same app you use for everyday banking.
Enjoy promotional interest when you invest
Eligible customers may earn promotional interest on qualifying Uniplus savings balances when they invest the required amount in eligible unit trusts. Account, investment and campaign conditions apply.
Invest in a few taps
Open Wealth in UBGROUPSG Pulse, choose Fund Portfolios or Unit Trusts, review the product information and set a one-time or recurring order.
Frequently asked questions
Investing on UBGROUPSG Pulse
What can I invest in?
Eligible customers can choose from professionally curated fund portfolios and a selected range of unit trusts, with additional supported wealth products available in the app.
How much do I need to start?
Selected lump-sum investments start from S$500, while eligible Regular Investment Schemes start from S$100 monthly.
How do I monitor my investments?
The Wealth dashboard provides portfolio values, holdings, transaction status and relevant product information in one place.
Are returns guaranteed?
No. Investments involve risk, fund prices may rise or fall, and investors may lose part or all of the amount invested.
Important information
Investments involve risks and may lose value. This information is general and does not take into account any person’s objectives, financial situation or needs. Fund prices, fees, eligibility and promotions can change. Consider the relevant product documents and obtain independent professional advice where appropriate.