Fast turnaround
Reduce paper processing and set up securely through UBGROUPSG Personal Internet Banking or eGIRO with a participating billing organisation.
Payments and Services
Enjoy hassle-free bill payments with GIRO
Make regular payments for income tax, school fees, rent, season parking, utilities and more through secure GIRO arrangements.Why GIRO?
Easy, efficient recurring payments
Environmentally friendly
Digital GIRO arrangements reduce paper forms and help save large numbers of printed sheets each year.
Greater efficiency
Automated checks reduce human error, strengthen authentication and provide immediate setup confirmation.
Get started with eGIRO
Set up through a participating biller
Select eGIRO payment
Start from the participating billing organisation’s website and choose eGIRO as the payment method.
Choose UBGROUPSG
Select UBGROUPSG as the bank that will provide the account for recurring payment.
Authenticate securely
Log in to UBGROUPSG Personal Internet Banking when prompted, choose the eligible account and verify the arrangement details.
Confirm the arrangement
Authorise the request and keep the confirmation for your records.
Participating organisations
GIRO support across essential services
Telco and utilities
Singtel, StarHub, Senoko Energy, SP Services, Tuas Power Supply and Geneco.
Government and statutory boards
CPF Board, HDB, IRAS, Ministry of Education, Ministry of Manpower and Land Transport Authority.
Insurance
AIA, Etiqa, FWD, Great Eastern, Tokio Marine Life, Income Insurance, Manulife and Singapore Life.
Education and services
PAP Community Foundation, My First Skool, Republic Polytechnic, Singapore Management University and other participating providers.
Personal Internet Banking
You can also apply directly through UBGROUPSG PIB
After logging in, choose “Apply For”, select “GIRO Arrangement”, enter the required billing and account details, then review and submit the application.
Safe GIRO setup
Protect every recurring arrangement
Use trusted billers
Authorise GIRO only for reputable and verified organisations.
Set a transaction limit
Where available, define a maximum amount for each deduction.
Include an expiry date
Set an end date when appropriate to prevent unintended long-term deductions.
Enable transaction alerts
Configure GIRO payment and standing-order notifications so unexpected deductions can be identified quickly.
Before confirming
Check the billing organisation, debiting account, payment limit, effective date and frequency. Contact UBGROUPSG immediately if you notice an arrangement or deduction you did not authorise.