UBGROUPSG Car Loan
Competitive interest rates for eligible new or used vehicles, designed to put you comfortably in the driver’s seat.
Car loans
Choose financing for the road ahead
UBGROUPSG COE Car Loan
Financing for eligible drivers renewing a Certificate of Entitlement for another five or ten years.
UBGROUPSG Go Green Car Loan
Financing created for eligible electric-vehicle purchases to support lower-carbon driving.
Promotions
Benefits for drivers
Petrol privileges
UBGROUPSG Card savingsEligible UBGROUPSG cardmembers can enjoy petrol privileges at participating Shell and SPC stations.
GIRO car instalments
One-time S$30 cash rewardEligible customers paying UBGROUPSG car-loan instalments through GIRO from a qualifying UBGROUPSG savings account may receive a promotional cash reward.
Road-tax payment
Up to 6% cash rebateEligible road-tax payments made through GIRO with UBGROUPSG may receive a rebate under the promotion stated to run until 31 March 2027.
Driver privileges
More convenience on every journey
Cash-free convenience
A compatible vCashCard can help manage electronic road payments without manual stored-value top-ups.
InsureDrive protection
Flexible motor-insurance coverage with complimentary 24-hour emergency on-site assistance for eligible incidents.
Digital application
Eligible applicants can submit information through MyInfo with a participating car dealer for a faster financing process.
Things you should know
Eligibility and documents
- Applicants must generally be Singapore citizens or permanent residents and at least 21 years old.
- A local guarantor is required when a non-resident individual applies.
- Applications may be submitted using MyInfo through a participating car dealer.
- Manual applications may require identification, employment-pass details, income documents and the vehicle sales agreement.
- Review overall savings, insurance and investment needs before taking up financing.
Important information
Car financing is subject to credit assessment, regulatory financing limits, vehicle eligibility and UBGROUPSG approval. Rates, promotions and privileges may change and are governed by their applicable terms.