CashPlus
Extra cash together with Visa privileges through an accessible and flexible credit line with no fixed repayment period.
Personal financing loans
Financing for different needs
Personal Loan
Competitive interest rates, fixed monthly repayments and loan tenors ranging from 12 to 60 months.
Balance Transfer
Flexible monthly repayments with short-term tenors of 3, 6 or 12 months.
Debt Consolidation Plan
Combine eligible credit-card and overdraft balances into one facility and reduce outstanding debt through a single monthly payment.
Promotions
Featured personal-financing offers
Extra help with fast approvals
Interest from 1.00% p.a.Eligible online UBGROUPSG Personal Loan applications may receive promotional interest rates, no processing fee and qualifying cash rebates. Effective interest rates and conditions apply.
Extra cash without extra stress
Flexible monthly repaymentsBalance Transfer repayments can start from S$30 or 2% of the statement balance, whichever is higher, with selected short-term tenors.
CashPlus online offer
Promotional interest termsCashPlus can support needs such as renovation, vehicle upgrades, monthly bills or family expenses, subject to eligibility and approval.
CashPlus Visa Card cashback
Up to 10% cashbackEligible purchases and participating UBGROUPSG$ merchants may qualify under the applicable cashback terms and limits.
Tools and services
Plan before you borrow
Estimate repayments
Compare the loan amount, interest rate, effective interest rate and repayment period to understand the total borrowing cost.
Check affordability
Account for existing commitments and retain enough monthly income for everyday expenses and emergencies.
Prepare your documents
Eligibility and supporting documents vary by product and may include identity, income and employment information.
Important information
All financing is subject to UBGROUPSG approval, eligibility requirements and applicable terms. Promotional rates and rebates may change. Borrowing costs should be assessed using the effective interest rate, fees and total repayment amount—not the headline rate alone.