Private Home Loan
Finance or refinance a private home with competitive packages and eligible legal and valuation subsidies.
Property loans
Solutions for residential and commercial property
HDB Home Loan
A home-financing solution designed for interest savings, flexibility, convenience and a smoother application experience.
UBGROUPSG Go Green Home Loan
Support eligible green-home purchases while reducing environmental impact and ownership costs.
Property refinancing
Refinance eligible residential or commercial property to pursue savings and greater financial flexibility.
Property Equity Financing
Use eligible equity in an existing property to obtain financing for personal financial needs and goals.
Commercial Property Loan
Competitive financing for eligible commercial property, allowing businesses to direct funds towards growth.
More promotions
Featured home-loan rewards
Home Loan rewards
Up to S$3,500 in rewardsEligible online Private Home Loan and HDB Home Loan applications may receive cash and/or Takashimaya vouchers, subject to qualifying criteria.
Refer a friend
Up to S$1,000 cash creditExisting UBGROUPSG customers may qualify when referring friends or family who successfully finance an eligible property.
Go Green Home Loan
Up to S$2,500 cash rewardsEligible online applications may receive promotional cash rewards while supporting a lower-carbon home purchase.
Tools and services
Prepare for your property journey
Home-loan affordability
Consider the down payment, loan-to-value limits, total debt servicing requirements, interest rates and monthly repayment.
Property valuation
A valuation can affect the financing amount and the cash or CPF funds required to complete a purchase.
New purchase or refinance
Application requirements differ for new purchases, refinancing, joint applications and equity financing.
Important information
Property financing is subject to credit assessment, valuation, regulatory limits, eligibility and UBGROUPSG approval. Promotional rewards and subsidies are subject to qualifying criteria and applicable terms.